October 17, 2013

3 Things You Need to Know About Your Dental Insurance

If you have dental insurance, there are three important things you need to know.

1. Dental Insurance isn’t like other insurance – most of which is designed to help with large, unexpected expenses.

Take car insurance, for example. It’s not for routine things like oil changes. But it kicks in when you have an accident and costly repairs.

Take car insurance, for example. It’s not for routine things like oil changes. But it kicks in when you have an accident and costly repairs.

Dental insurance, on the other hand, provides a maximum yearly  benefit to help cover routine things like check-ups, cleanings  and exams. Plus it usually contributes a portion towards cavity treatment – and may give you some help with more expensive procedures.

2. Whatever part of your maximum benefit you don’t spend during the year disappears when the clock strikes Midnight on New Year’s Eve.

That’s true whether you got the insurance from your employer or bought it yourself.

In fact, root exposure is the most common source of tooth sensitivity. In its early stages, though, it’s often not even visible to the naked eye

3. More and more people have figured out how to get the most out of their dental insurance.

In fact they’re already calling for appointments so they can get the care they need while they still have some of this year’s benefit left.

They know using the rest of their benefits before year’s end saves them money right away – and that getting routine and preventive care helps them avoid more serious (and expensive) problems. And they know we’ll be happy to help come up with a plan that lets them make the most of their maximum benefit.

Finally, to make sure you can get the appointments you need to use your dental benefits before you lose them, you need  to call now.

Last year we ended up having to tell some people there simply weren’t any appointments left before the end of the year.  And I don’t want that to happen to you. Just give us a call at 708-788-7505 and let’s get started on making sure you get all the care – and all the benefits – you deserve.